

I have plenty of colleagues with their master’s degree - some went back to get a math related degree for actuarial roles, and some finished exams and just wanted more money when they switched companies (already employed as actuaries). The latter usually focus on data related degrees as the market aggressively hunts for folks who can pass new technical skills/knowledge onto their team of juniors.
If you can swing the master’s degree with your personal tolerance for debt, I think it’s a viable option. However, I’d aggressively study for exam P and FM to get at least one passed by the middle of fall semester so you’ll be ready to apply for summer internships. If you snag one, you may be able to work part time during your final 2 semesters if you prove yourself valuable enough.
Also, a huge topic in actuarial science is proving you met regulatory standards, and I presume you’re very familiar with git and/or other VCS, which can be a useful skill (include on your resume).
100% I haven’t needed a personal laptop for years but I’m hopeful that getting a framework 12 could open an ARM based upgrade path in the future once ARM based Linux support improves